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How Much Is Your Auto Accident Compensation Worth? Car accident damages are meant to compensate victims for their losses. Some of the damages include property damage, medical bills and the pain and suffering. In New York you have three years from the date of an accident to file a lawsuit. However, waiting too long can hurt your case. Over time, evidence may be lost or destroyed witnesses may not remember important details. Damages In the case of a car accident victims may be compensated for their economic losses, such as medical bills or lost wages. In addition, they can be awarded compensation for non-economic damages, such as suffering and pain. The amount of compensation you can receive depends on the severity of your injuries and the impact they have on your life. A skilled attorney for auto accidents will help you determine the worth of your injuries and damages to your property, and negotiate a fair settlement with the insurance company. Insurance companies are in the business to make money. They will do all they can to pay your claim as inexpensively as possible. This is why you need an attorney who knows how to fight for the maximum amount of money you deserve. In addition to the expense of repairing your vehicle, you can also claim reimbursement for any personal items which were damaged in the collision. Clothing, shoes, and jewelry are all covered. You may also be eligible for compensation for the costs of gardening, housekeeping or childcare, if you are unable to do these things yourself due to your injuries. Your deductible can also be a part of the equation when determining much your claim is worth. You will need to pay your deductible prior to the insurance company can begin to cover your losses. You can then file a lawsuit against the at-fault driver to recover any remaining sums of your losses. Medical bills Medical bills resulting from a car accident can quickly rise. The cost for an ambulance ride, hospital stay and inpatient care can be the tens of thousands of dollars or more. Moreover, the cost of physical therapy, prescription medications and other medical care could increase as the victim progresses through their recovery. If a driver is found to be at the fault in a lawsuit, they are responsible for the victim's damages, including medical costs. The law does not require that the at-fault driver be responsible for the medical expenses of their victim on a regular basis. If you do not live in a state that is a no-fault state your first step in receiving reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). This coverage may be able to cover all or a large portion of your medical bills, dependent on the policy limits. You must also submit a claim to the insurance policy of the driver who is at fault for any liability coverage they have and also the uninsured motorist insurance on your own insurance policy. These policies may pay for medical expenses, but they generally have deductibles or other conditions. A knowledgeable lawyer can help you to navigate the process of getting your medical bills paid. This will allow you to not spend your income on medical bills and concentrate on your recovery. Loss of wages Injuries from car accidents can prevent you from going to work. auto accident attorney greenville is possible that you will not be able pay your bills and may lose income due to. You may need to borrow money from family or friends. Settlements can take months. During that time, you will be required to continue paying the bills out of your pocket, and then wait for your settlement. A claim for lost wages could assist you in recovering the amount you could have earned not for the car accident injury. This could include hourly wage and salary, but it could also include other financial advantages such as bonuses and raises. Your lawyer can calculate the actual loss earnings. You can make a claim for lost wages with a no-fault insurance company or file a lawsuit against the party who is at fault. The typical claim will involve your medical bills, proof that you missed work due to your injuries, and proof of your earnings loss. This is often called demand packages. You'll need to submit an employer's letter that confirms your employment details, including the days you were absent due to your injuries and the hours you normally work. You'll need to provide your paystubs and tax documents and other pertinent documents. An attorney can help to gather these documents and make an impressive demand package to present to the insurance company or judge in your case. Suffering and pain Certain costs associated with an accident can be figured down to the penny, like emergency services, medical costs, surgery, medications, lost wages, etc., but others cannot. These unquantifiable losses are referred to as pain and suffering, and they are an important component of a compensation claim. Both the physical and emotional consequences of an accident are part of the suffering and pain. A victim's injuries may have a long-lasting impact on their lives, resulting in permanent impairment or even death. A person who suffers a severe head injury, like is likely to never be able to work or function normally. These types of injuries typically require a substantial settlement. In most instances, the amount of pain and suffering the victim endures is contingent on the degree of their injuries and how the accident has affected their lives. An experienced attorney will research the specifics of your case and decide an appropriate amount for settlement. They will make use of previous settlement amounts for similar accidents injuries as a basis to provide you with an idea of the value your case is worth. Insurance companies try to undermine the claims of victims of pain and suffering, by claiming that their injuries are not enough severe. A knowledgeable lawyer can defend against these tactics and negotiate on behalf of you with the insurance company to ensure you receive a fair settlement.